中細行的港元定存突圍加息，部分銀行長存息率比短存息率高，以3或6個月的利率較為吸引。想開立存款期較長的定存要如何選擇？虛擬銀行平安壹賬通的港元定存高達4厘，入場門檻低，$100起即可開立。假設存$10萬放一年，即可賺$4000。
虛擬銀行平安壹賬通（PAOB）的港元定存門檻低，只要$100即可開立定存。PAOB的短存息加了0.2%至4厘，而12個月長存息維持繼續有4厘，開立定存彈性更高。用戶只要透過手機應用程式即可開立定存，24小時隨時隨地辦妥。
虛擬銀行的存款亦受存保計劃保障，以現時存款保障上限$50萬計算，開立12個月定存可賺$20000。
來源：PAOB
>>以上利率僅供參考，實際年利率將根據PAOB個人銀行手機應用程式公佈為準，U Lifestyle 概不負責。<<
同場加映：【今期Chill抵】最新影片
Array
(
[0] => stdClass Object
(
[title] => 鄧兆尊被野生捕獲！著住GUCCI同三太貼地搭巴士 疑一舉動望落非常不爽？曾自爆最窮時期都有1億身家
[articleId] => 20061711
[permalink] => https://hk.ulifestyle.com.hk/topic/detail/20061711/%E6%AD%B2%E5%84%84%E8%90%AC%E6%98%9F%E4%BA%8C%E4%BB%A3%E8%A2%AB%E9%87%8E%E7%94%9F%E6%8D%95%E7%8D%B2-%E8%91%97%E4%BD%8Fgucci%E5%90%8C%E4%B8%89%E5%A4%AA%E8%B2%BC%E5%9C%B0%E6%90%AD%E5%B7%B4%E5%A3%AB-%E6%9B%BE%E8%87%AA%E7%88%86%E6%9C%80%E7%AA%AE%E6%99%82%E6%9C%9F%E9%83%BD%E6%9C%89-%E5%84%84%E8%BA%AB%E5%AE%B6
)
[1] => stdClass Object
(
[title] => 港人幾萬蚊裝修舊公屋 整完好似私樓咁靚？網友紛紛大讚：咁高質
[articleId] => 20050576
[permalink] => https://hk.ulifestyle.com.hk/topic/detail/20050576/%E6%B8%AF%E4%BA%BA%E5%B9%BE%E8%90%AC%E8%9A%8A%E8%A3%9D%E4%BF%AE%E8%88%8A%E5%85%AC%E5%B1%8B-%E6%95%B4%E5%AE%8C%E5%A5%BD%E4%BC%BC%E7%A7%81%E6%A8%93%E5%92%81%E9%9D%9A-%E7%B6%B2%E5%8F%8B%E7%B4%9B%E7%B4%9B%E5%A4%A7%E8%AE%9A-%E5%92%81%E9%AB%98%E8%B3%AA
)
[2] => stdClass Object
(
[title] => 港媽輪候9年獲派黃大仙公屋！間隔四正 一設計獲讚！網民教低成本改造地板方法
[articleId] => 20061576
[permalink] => https://hk.ulifestyle.com.hk/topic/detail/20061576/%E6%B8%AF%E5%AA%BD%E8%BC%AA%E5%80%99-%E5%B9%B4%E7%8D%B2%E6%B4%BE%E9%BB%83%E5%A4%A7%E4%BB%99%E5%85%AC%E5%B1%8B-%E9%96%93%E9%9A%94%E5%9B%9B%E6%AD%A3-%E4%B8%80%E8%A8%AD%E8%A8%88%E7%8D%B2%E7%B6%B2%E6%B0%91%E5%A4%A7%E8%AE%9A-%E4%B8%80%E6%8B%9B%E8%BC%95%E9%AC%86%E6%94%B9%E9%80%A0%E5%9C%B0%E6%9D%BF
)
[3] => stdClass Object
(
[title] => 英國生活讓人又愛又恨？移英女生列8大現實反差 租金貴但品質...港人：所以人哋回流係好正常
[articleId] => 20061513
[permalink] => https://hk.ulifestyle.com.hk/topic/detail/20061513/%E8%8B%B1%E5%9C%8B%E7%94%9F%E6%B4%BB%E8%AE%93%E4%BA%BA%E5%8F%88%E6%84%9B%E5%8F%88%E6%81%A8-%E7%A7%BB%E8%8B%B1%E5%A5%B3%E7%94%9F%E5%88%977%E5%A4%A7%E7%8F%BE%E5%AF%A6%E5%8F%8D%E5%B7%AE-%E7%A7%9F%E9%87%91%E8%B2%B4%E4%BD%86%E5%93%81%E8%B3%AA-%E6%B8%AF%E4%BA%BA-%E6%89%80%E4%BB%A5%E4%BA%BA%E5%93%8B%E5%9B%9E%E6%B5%81%E4%BF%82%E5%A5%BD%E6%AD%A3%E5%B8%B8
)
[4] => stdClass Object
(
[title] => 前TVB藝人旺角遇襲左眼遭毆傷 施襲者疑無差別街頭襲擊途人
[articleId] => 20061654
[permalink] => https://hk.ulifestyle.com.hk/topic/detail/20061654/%E5%89%8Dtvb%E8%97%9D%E4%BA%BA%E8%B6%99%E6%95%8F%E9%80%9A%E6%97%BA%E8%A7%92%E9%81%87%E8%A5%B2%E5%B7%A6%E7%9C%BC%E9%81%AD%E6%AF%86%E5%82%B7-%E6%96%BD%E8%A5%B2%E8%80%85%E7%96%91%E7%84%A1%E5%B7%AE%E5%88%A5%E8%A1%97%E9%A0%AD%E8%A5%B2%E6%93%8A%E9%80%94%E4%BA%BA
)
)
【樂迷注意🎧】《社群》請您免費聽歌三個月！
Array
(
[0] => stdClass Object
(
[title] => 鄧兆尊被野生捕獲！著住GUCCI同三太貼地搭巴士 疑一舉動望落非常不爽？曾自爆最窮時期都有1億身家
[articleId] => 20061711
[permalink] => https://hk.ulifestyle.com.hk/topic/detail/20061711/%E6%AD%B2%E5%84%84%E8%90%AC%E6%98%9F%E4%BA%8C%E4%BB%A3%E8%A2%AB%E9%87%8E%E7%94%9F%E6%8D%95%E7%8D%B2-%E8%91%97%E4%BD%8Fgucci%E5%90%8C%E4%B8%89%E5%A4%AA%E8%B2%BC%E5%9C%B0%E6%90%AD%E5%B7%B4%E5%A3%AB-%E6%9B%BE%E8%87%AA%E7%88%86%E6%9C%80%E7%AA%AE%E6%99%82%E6%9C%9F%E9%83%BD%E6%9C%89-%E5%84%84%E8%BA%AB%E5%AE%B6
)
[1] => stdClass Object
(
[title] => 港人幾萬蚊裝修舊公屋 整完好似私樓咁靚？網友紛紛大讚：咁高質
[articleId] => 20050576
[permalink] => https://hk.ulifestyle.com.hk/topic/detail/20050576/%E6%B8%AF%E4%BA%BA%E5%B9%BE%E8%90%AC%E8%9A%8A%E8%A3%9D%E4%BF%AE%E8%88%8A%E5%85%AC%E5%B1%8B-%E6%95%B4%E5%AE%8C%E5%A5%BD%E4%BC%BC%E7%A7%81%E6%A8%93%E5%92%81%E9%9D%9A-%E7%B6%B2%E5%8F%8B%E7%B4%9B%E7%B4%9B%E5%A4%A7%E8%AE%9A-%E5%92%81%E9%AB%98%E8%B3%AA
)
[2] => stdClass Object
(
[title] => 港媽輪候9年獲派黃大仙公屋！間隔四正 一設計獲讚！網民教低成本改造地板方法
[articleId] => 20061576
[permalink] => https://hk.ulifestyle.com.hk/topic/detail/20061576/%E6%B8%AF%E5%AA%BD%E8%BC%AA%E5%80%99-%E5%B9%B4%E7%8D%B2%E6%B4%BE%E9%BB%83%E5%A4%A7%E4%BB%99%E5%85%AC%E5%B1%8B-%E9%96%93%E9%9A%94%E5%9B%9B%E6%AD%A3-%E4%B8%80%E8%A8%AD%E8%A8%88%E7%8D%B2%E7%B6%B2%E6%B0%91%E5%A4%A7%E8%AE%9A-%E4%B8%80%E6%8B%9B%E8%BC%95%E9%AC%86%E6%94%B9%E9%80%A0%E5%9C%B0%E6%9D%BF
)
[3] => stdClass Object
(
[title] => 英國生活讓人又愛又恨？移英女生列8大現實反差 租金貴但品質...港人：所以人哋回流係好正常
[articleId] => 20061513
[permalink] => https://hk.ulifestyle.com.hk/topic/detail/20061513/%E8%8B%B1%E5%9C%8B%E7%94%9F%E6%B4%BB%E8%AE%93%E4%BA%BA%E5%8F%88%E6%84%9B%E5%8F%88%E6%81%A8-%E7%A7%BB%E8%8B%B1%E5%A5%B3%E7%94%9F%E5%88%977%E5%A4%A7%E7%8F%BE%E5%AF%A6%E5%8F%8D%E5%B7%AE-%E7%A7%9F%E9%87%91%E8%B2%B4%E4%BD%86%E5%93%81%E8%B3%AA-%E6%B8%AF%E4%BA%BA-%E6%89%80%E4%BB%A5%E4%BA%BA%E5%93%8B%E5%9B%9E%E6%B5%81%E4%BF%82%E5%A5%BD%E6%AD%A3%E5%B8%B8
)
[4] => stdClass Object
(
[title] => 前TVB藝人旺角遇襲左眼遭毆傷 施襲者疑無差別街頭襲擊途人
[articleId] => 20061654
[permalink] => https://hk.ulifestyle.com.hk/topic/detail/20061654/%E5%89%8Dtvb%E8%97%9D%E4%BA%BA%E8%B6%99%E6%95%8F%E9%80%9A%E6%97%BA%E8%A7%92%E9%81%87%E8%A5%B2%E5%B7%A6%E7%9C%BC%E9%81%AD%E6%AF%86%E5%82%B7-%E6%96%BD%E8%A5%B2%E8%80%85%E7%96%91%E7%84%A1%E5%B7%AE%E5%88%A5%E8%A1%97%E9%A0%AD%E8%A5%B2%E6%93%8A%E9%80%94%E4%BA%BA
)
)
